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Which Travel Insurance Plan Do I Need?

It’s one of the most common questions: “What’s the right plan for my trip?” The answer depends on the type of travel you’re taking. Here’s a simple guide to point you in the right direction:

Which Travel Insurance Plan Do I Need?

It’s one of the most common questions: “What’s the right plan for my trip?” The answer depends on the type of travel you’re taking. Here’s a simple guide to point you in the right direction:

 

✈️ Mission Trips

Recommended Plan: TripArmor®

  • Designed for churches, mission teams, and faith-based tours

  • Options: TripArmor® Basic (medical + evacuation) or TripArmor® Plus (adds cancellation coverage)

  • Purchase directly at Mission Trip Insurance

👉 If you’re a group leader, you can insure your entire team under one policy.

 

👥 AMAC Members

Recommended Plan: TripWise® (AMAC Division)

  • Exclusive pricing for AMAC members

  • Strong cancellation and medical benefits

  • Get started at the AMAC Quote Page

 

🌴 Leisure, Luxury & General Travel

Recommended Plan: TripWise (via TIC)

  • Ideal for cruises, tours, family vacations, and rentals

  • Flexible coverage options including Cancel For Any Reason (CFAR)

  • Fill out the TIC Quote Form for a customized proposal

 

🔁 Frequent Travelers

Recommended Plan: Annual or Multi-Trip

  • Covers unlimited trips within a 12-month period

  • Great for travelers with 3+ international trips per year

  • Options include Allianz Executive and other annual plans

  • Learn more here: Annual & Multi-Trip Plans

 

🌍 Global Health Coverage

Recommended Plan: Global Health Insurance

  • For expats, missionaries, and long-term international stays

  • Provides ongoing health coverage abroad (not just for one trip)

  • Explore options at Global Health Insurance

 

🛡️ Bottom Line:
If your trip doesn’t fit neatly into one of these categories, start with the form that’s closest. Our team reviews every submission and will redirect it if needed, so you always land in the right place.

 

⚖️ Disclaimer

This article is for general informational purposes only and does not guarantee coverage or benefit eligibility. Plans vary by provider, and all benefits are subject to policy terms and exclusions.

Please note: Insurance Consultants International is not the claims department and does not determine claim outcomes. All decisions regarding coverage and reimbursement are made by the licensed claims administrator named in your plan documents.

It is the insured’s responsibility to review their full policy documents to understand what is and is not covered.