What insurance do I need for a mission trip?
Learn how to protect your team with the right travel insurance coverage for domestic or international missions.
✝️ What Insurance Do I Need for a Mission Trip?
Mission trips are unique—they combine travel, service, and often remote or high-risk destinations. Whether you're traveling domestically or internationally, having the right travel insurance is crucial to protect your group physically, financially, and legally.
At Insurance Consultants International, we specialize in insuring mission teams. Our most recommended plan is TripArmor, designed specifically for faith-based and volunteer travelers.
✅ Key Benefits You’ll Need on a Mission Trip
When choosing coverage, look for plans that include:
| Coverage Area | Why It’s Important |
|---|---|
| Emergency Medical Expenses | Covers illness or injury during travel |
| Medical Evacuation | Critical in remote locations—can cost $25K–$100K+ |
| Trip Interruption | Helps cover return travel if you need to go home early |
| Baggage & Equipment Loss | Covers luggage, tools, and supplies lost in transit |
| Non-Medical Evacuation | Supports evacuation in cases of political unrest or natural disaster |
| Cancel For Any Reason (CFAR) | Adds flexibility if plans or participants change |
| 24/7 Assistance Services | Offers global support for emergencies or logistics |
🌍 International Mission Trips
If you're leaving the U.S., standard domestic health insurance (including Medicare) usually won’t cover:
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Care abroad
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Hospital admission
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Air ambulances or evacuation
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Language and logistical support
Travel insurance with global medical benefits is essential.
🏠 Domestic Mission Trips
If your team is staying within the U.S., we still recommend:
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Trip interruption and delay coverage
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Baggage protection
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Emergency medical coverage (especially for groups without comprehensive health plans)
👥 Group Enrollment Is Easy with TripArmor
Our TripArmor plan is built with mission groups in mind:
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$33 per person for up to 30 days
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CFAR options available
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Includes Teladoc and team leader resources
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Spreadsheet upload for easy group enrollment
➡️ Learn how to enroll your group
🙋 Still Have Questions?
Our team is happy to help you match the right plan to your mission destination, trip duration, and participant needs.
📧 orders@missiontripinsurance.com
📞 719-782-5134
⚖️ Disclaimer
This article is for general informational purposes only and does not guarantee coverage or benefit eligibility. All benefits are subject to the terms and exclusions of your selected plan.
Please note: Insurance Consultants International is not the claims department and does not determine claim outcomes. All benefit decisions are made by the licensed plan administrator listed in your policy documents.
It is the insured’s responsibility to review their full policy documents to understand what is and is not covered.