TripArmor Team Leader Coverage Summary and Claim Preparation
Key coverage benefits and what to do in case of medical emergencies, delays, or baggage issues during a mission trip.
🛡️ TripArmor Team Leader Coverage Summary and Claim Preparation
As a mission team leader, you play a vital role in keeping your travelers informed, organized, and protected. The TripArmor Travel Protection Plan offers comprehensive benefits to ensure your group is covered in the event of unexpected delays, medical issues, or baggage loss.
This article outlines key benefits included in the TripArmor plan and the recommended documentation needed when filing a claim.
📞 24-Hour Emergency Assistance
If your team experiences an emergency while traveling, IMG Emergency Travel Assistance is available 24/7.
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From the U.S. or Canada, call: 1-866-243-7524
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From outside the U.S. or Canada, call: 1-317-655-9798
Team Leaders: You are authorized to contact IMG on behalf of your insured travelers.
📋 Schedule of Insurance Benefits*
| Coverage | Maximum Benefit Amount |
|---|---|
| Accident & Sickness Medical Expenses | Up to $100,000 |
| Emergency Medical Evacuation, Repatriation, Return of Remains | Up to $1,000,000 |
| Trip Cancellation | Up to 100% of non-refundable trip cost |
| Trip Interruption | Up to 150% of non-refundable trip cost |
| Missed Connection | Up to $1,500 |
| Travel Delay (up to $200/day) | Up to $750 |
| Accidental Death & Dismemberment | Up to $50,000 |
| Baggage and Personal Effects | Up to $1,500 |
| Baggage Delay (up to $150/day) | Up to $750 |
| Political, Security & Natural Disaster Evacuation | Up to $25,000 |
Note: Benefits and availability may vary by state. Coverage is subject to exclusions, including pre-existing condition limitations.
🧾 In the Event of a Loss
To help your travelers file claims effectively, gather the following documentation based on the type of incident:
For Medical Claims:
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Itemized receipts and bills
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Medical reports and diagnostic documentation
For Trip Delay Claims:
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Written report from a Common Carrier, police, or responsible party
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Receipts for any additional expenses due to the delay
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Original and updated itinerary, if available
For Baggage Delay:
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Report from the Common Carrier
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Receipts for replacement items purchased
For Baggage Loss:
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Reports from local authorities and/or the airline
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Final resolution or disposition of claim from the responsible party
✅ Important: All medical, political, security, and natural disaster evacuations must be coordinated through IMG Emergency Travel Assistance.
🏷️ Team Leader Reminders
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Keep a secure copy of all traveler policy documents.
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Remind travelers to retain receipts and documentation.
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Use your agency contact for any help:
📍 www.MissionTripInsurance.com
📞 Toll-Free: 800-576-2674 | Local: 719-782-5134
⚖️ Disclaimer
This article is for general informational purposes only and does not guarantee coverage or benefit eligibility. Plans vary by provider, and all benefits are subject to policy terms and exclusions.
Please note: Insurance Consultants International is not the claims department and does not determine claim outcomes. All decisions regarding coverage and reimbursement are made by the licensed claims administrator named in your plan documents.
It is the insured’s responsibility to review their full policy documents to understand what is and is not covered.